So, we implemented the process illustrated below.Once we have a property under contract, we send the client's preapproval and a property description to multiple lenders for their current interest rate buy-downs.

Once you get a couple and you have enough cash reserves you can start implementing the snowball strategy and pay them off sooner if you want but use leverage to acquire them first. 

I want to start implementing some more agressive prospecting techniques rather than just waiting for listings to come to me.

I am now trying to implement the Borrow part. 

That's why the topic @Steve Babiak linked is good for NC residents to consider.Seems to me the CA "Holding Deposit" may be a good remedy, assuming there are statutory guidelines on its implementation.

Whether your pool is new or old, you may consider implementing at least two of the seven features in the Swimming Pool and Safety Act and always make sure that the pool, and the surrounding area and safety features, are properly maintained.

They either picked the wrong strategy or they implemented it poorly.Live and learn.

Implement an air tight contract and only release payment as work is completed (set a milestone payment schedule).

I have older clients retiring in Idaho and Montana but my mid 20's successful cousins (attorney and programmer) moved to the Bay Area from Montana. 

Curious if anyone else has implemented this strategy and is willing to share their experience?