The downtown market is beyond hot right now so I think it's best to take advantage.  

Brooklyn's hot, Queens is going to be, and Manhattan is the most exciting city in the U.S.

@Rush Howe In my opinion, Pittsburgh seems to be staying below national numbers, as historically it has been, therefore it should remain a hot target market for some time. 

Today I'm considering getting my license to sell RE while the market is hot, or if I don't I will just get paid to wait until the market comes back down to where buy-n-hold makes sense again.

why don't you take the deal subject 2 the existing mortgage and take over their payments.

Tampa is hot right now, and I'm not talking about the temperature - which has plummeted to the low 70s this weekend.

I went to see some properties today, the realtor did not know anything on the subject when I tried to ask.

Wow, my subject line looks like I'm in a therapy group. lol.

I've been reading heavily on the subject of REI for the last 2-3 months and attended a 1 day multifamily seminar by Anthony Chara yesterday.

The latest book by @Brandon Turner, The Book on Investing in Real Estate with No (and Low) Money Down, is an excellent guide on the subject of "Owner Financing" related topics.