Hopefully after 12 months seasoning, the DTI will be acceptable just based on your ordinary income.

If you are loosing money then you need to decide if its worth it or not based on how long you will gone before returning.https://www.irs.gov/pub/irs-pdf/p527.pdf

I don't see too much market growth in the area based on historical data, however it is right next to Lenoir Rhyne university which enrolls around 2,000 students per year. 

@Cary Ferguson Jr guess it depends on how low rents dropped during that recession, but based on what rents dropped to last time during the recession in this same area..I think I'd be fine. that's what I find so odd?? 

Spouse may qualify for VA loan, but generally shouldn't have changed his bank loan opportunity, as those are generally filed jointly.Generally PD application, or rather loan qualification based upon PD application is only after you are sworn in, and not any step before it.You will have to prove to the bank that you will have continued income to pay off the debt.

I'm based in Ames but focus primarily in Des Moines.

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