Of course the brick is more expensive due to its obvious fact that it's made of brick and wood deck otherwise the interior is pretty much similar in both properties.

I have an LLC that I just created that I plan to move that property into.I am currently living in a 3/2 valued at $600k with an outstanding mortgage of $300k.

Deal #1: 70%, Deal # 2: 50%.The lender is using a line of credit at 8%, so he does have interest expense, but not passing that on to us.

There is always insurance out there....it just may be at a price that's drastically more expensive than you think you should be paying.

Plumbing company doesn't have a payment plan.

The fact that you want to use a portable dishwasher isn't really the landlord's problem, and I think their agreement to cover half the expense of updating the wiring in order to meet your needs is generous.

What is the end game plan?

@Michael Elifritz  I'll take the liberty to assume you're at the very early stages of planning.

Here is the specific language from Assembly Bill No. 68:a local agency, special district, or water corporation shall not require the applicant to install a new or separate utility connection directly between the accessory dwelling unit and the utility or impose a related connection fee or capacity charge, unless the accessory dwelling unit was constructed with a new single-family home.If the Planning Department is telling you that you need separate utilities and you're adding an ADU to a lot with an existing SFR, refer them to the above language from AB 68.

I'm based out of NH, which means most of my nearby markets tend to be quite expensive.