Remember, anything you can find during due diligence process can be potentially used as a leverage to further negotiate the purchase price, especially if it is a high cost item that was not in disclosure. 

.,, particularly when they do not know what they’ve doing w/ regards to forms, disclosures, local laws, inspection & title issues!

Is anyone requiring their tenants or maintenance workers to sign a waiver or disclosure when a property needs maintenance?

Full disclosure - My wife and I don't have a real appetite for risk.

Get a better disclosure from the sellers when they "Claim" to have repaired a shower leak...

I've received disclosures stating $900 is the actual rent amount so that is not a concern.

(Full disclosure - I have an IRA and 401k and have not liquidated them.

Full Disclosure: I have other cash reserves, so the point of the refi is to be in an even stronger cash position and make my investments work for me, instead of dipping into my personal savings.

In the intrest of full disclosure, all the above will take more time & $ than you may at first think.

All in writing of course, with proper title report, escrow and disclosures.