You have aggressively dropped down your student debt, I say continue the progress and pay it off for you can potentially buy a bigger home (4 fam) owner occupied once you are done.Or if you are comfortable with debt you can make a bigger return investing and that can help you pay down your debt. if you are I will get a owner occupied 2-4 family with a seller concession (depending how competitive your area is) for you won't have a high closing cost.

As I sit here at my J-O-B sharing my first post to the bigger pockets family, I would like to get some feedback/ direction.

Hello Bigger Pockets Community!

Hello Bigger Pockets Community!

I am brand new to real estate investing, and this is my first time analyzing a deal here on Bigger Pockets, (and first time posting on a forum). 

@Christopher RamosWelcome to Bigger Pockets.

Your eyes may be bigger than your stomach!

@Cheyne R SexsmithWelcome to Bigger Pockets.

@Joseph San NicolasWelcome to Bigger Pockets.

The service will probably be the only one actually see the change, and they typically have bigger things to worry about then a mortgage that is being paid on time.