Assume that We purchase the same propert for both approach, for buy&hold the plan is to refinance out for the next purchase.

Here's a link to some suggestions for the approach that can be effective.https://www.biggerpockets.com/blogs/10944/74462-you-want-to-buy-their-home-but-how-do-you-get-the-attention-of-senio 

I have been learning all I can and hope to position myself to be a resource for others as I learn more and take on new challenges myself.

I just read up on the concept and it makes a ton of sense to me.The real challenge is finding a 2-4 unit home that I'd like to live in. :)

Its not a black and white statement , ( is anything black and white in real estate or in life :-)) .One agent I spoke with , explained her experience working with previous clients and how they approached this question , their thought process and added some information that she had .

But due to the “Magnolia Effect” and the counties approach to capitalize on it regardless of logic, these homes are now appraising much higher than they are probably worth.

I have found a great deal that I want to purchase and need advise or examples of what people have used to approach the bank.

In this uncertain and challenging economy... that was tough.I don't think I have a third one... lol

I have a real deal, underwritten and set to go...finding the GP audience is the challenge. 

This seems like a strange approach.