Just listen…Episode 283 Paul Thompson - Quite a new episode but I would think everyone would agree this is a top episode.

I was clarifying your statement "officially...sometimes realtors will submit the sell price to the MLS, but it's unofficial and optional),"Agree - the MLS Sold Data is not transported to any sites without REALTOR access, and does not attach to the deed.

I spent quite a bit of time with various reps at PenFed and they all agreed, max is three investment properties they will allow HELOCs.

Agreed, just the fact that you are having this question is a bad sign of your lender.

I would agree with Aaron.

@Cody Stewart I completely agree.

In signing this Lease, Tenant agrees that Tenant has examined the Premises and certifies that it has not observed any pests in the Premises

Hi @Isaac Gougler, I fully agree with @Alex Deacon and Aaron Klatt, you're asking the right question and find someone who has experience and offer to do the sweat equity. 

The seller has only agreed to pay closing cost.

I agree that you must be conservative but to get anything may require that you be a little more liberal.