REIs help sellers sell on Lease Purchase for top dollar and no agent's fees.The national election, whoever won, did not guarantee that home loans will be easier, or small business loans will be easier in the near future.With credit tight, and a Buyer's Housing Market, what Lease Purchase allows is a better way to sell your home at a higher price, with less sales costs, such as agents fees, closing costs, sellers concessions, and worst of all, price reductions, as compared with selling with an Agent.And the Seller gets a better tenant, with a long term attitude, that wants to own rather than just rent.Many times, if market rent is lower than PITI, we combine Rent with a monthly option payment to meet the monthly outgoing costs, so sellers do not have to FEED the house they are selling on terms (Lease Purchase).We use a Credit Improvement Company with a 10 year track record that teaches the tenant how to raise their FICO score.And we use a loan servicing company that protects the tenant by taking the money paid from the Buyer, and pay the bank, the taxes, and the insurance, and the balance is sent to the Seller.Bottom line is, if you follow these rules for Lease Purchase...

It sounds as though J Scott obtained one as well but it doesn't guarantee repayment if they declare no assets.Is declaration actually investigated or just word of mouth taken as testimoy since it is applicable to a court proceeding?

I guarantee that negotiator was scratching his head on that one.

Most of the good loan products take 6 months to close and everyone wants a personal guarantee right now.

Even if you win a judgment, you have no guarantee of collecting.

Labor will also begin demanding benefit-defined guarantees because current baby boomers, and later cohorts, are already being devalued with railroaded retirement plans. 401(k)'s, unless contained in a no penalty IRA or product, in my book, are possibly the worst investment that exist.

But no guarantees that another appraiser will come up with the same number.Things could happen between now and when you sell.

But, I guarantee you that if someone only uses these simple vaulation methods, they will miss deals that could have been profitable.

I don't mind personally guaranteeing the loan, but it'd be nice if the primary borrower was the LLC, and I could personally have no real estate ownership, income, or expenses to muddy up my balance sheet and income statement, just the ownership in the holding LLC.

I have a team in place of agents and negotiators to handle the transaction (if the agent would be willing to surrender control w/a guaranteed commission if the property closes).