As the HOA can require their policies be incorporated into Leases, which the Renter signs, and the Renter and owner could co-sign the pool access agreement to get the access card, this logic seems a little light.Anyone have experience with this restriction and have any ideas of ways the HOA can allow renters access while still acting to mitigate the financial/liability risk of allowing renters' guests and reservations that is somehow different from an owners' risk?

It is true that voice contact or in-person contact generally lead to showings more often than just online correspondence, basically because people will trust you more.

It's true that SFRs generally appreciate in value more than condos, but at least with the condo idea you receive a higher immediate return AND maintain a sense of roommate-free privacy.It just depends on what you feel most comfortable doing I suppose.

So when she declined the coverage it charged her card $3000 for the full refundable deposit.Well, she hated that more so I called tech support and they said it was either/or.

Thus creating true passive income which is my ultimate goal to get into real estate investing.

Don't worry about the hit, they aren't that bad and it's not going to weigh heavily since it is a mortgage preapproval not a shiny new credit card.

That's true, it's much more prevalent with the newbies.

It's true given the high property taxes there in TX that you need a better rent to value ratio in Austin to clear the same cash flow. 

Bank loans, bank accounts, brokerage accounts, IRAs, 401ks, car loans, insurance companies, cruise ships, credit cards, ez pass, doctors and hospitals, drivers licenses, colleges, high schools, not to forget gun shops, google, ATT, Verizon, Comcast, Amazon, airlines, CIA, IRS, FBI, TSA, Homeland security, Target and Home Depot data breaches, security clearances, car dealerships, title companies, accountant, employers, landlords, credit bureaus, payroll companies, golf and tennis clubs, business clubs, volunteers at schools/churches, Russians and Chinese, etc. it’s more of a question as to who doesn’t have it as I see it.

He said because my credit score is 830 I could get a good HELOC rate which essentially acts as a credit card but I dont feel comfortable going this route.Thanks!