I have student loans and I am on my husband's car loan. 

I am a full-time student studying Computer Science. 

There are two new hotels and "Teacher's Village" which have both been installed after hurricane Sandy.

I'm currently employed making around the average annual income of someone with my degree in my location. and of course, I also have some student debt on my head.

If you are looking for someone to just make offers and run comps (not saying you are by any means) then I would recommend finding a college student who is willing to work for some spending cash, who will be leaving the area in a couple years and pay for their license.

But, being new, I have little money and being a recent student with a new family, iffy credit, so, I'm not going to easily be approved for a loan, and I don't have cash on hand to put down enough to make a creative deal work.

Signing  leases several months in advance must be very common in student rentals.

I presume students are already motivated to learn, those who truly are can succeed.

High school math teacher here...extremely fed up with lack of funds all year round leading to tight spending during vacation. 

I started going to the teacher-led and it is a lot faster because you have to allocate the days to go to class and take the tests.