Now, I'm almost 25 years old and I've got a decent 401k for someone my age (thanks to a company match).

Thank Hey Eric,DSCR is a tool like any other loan product and as others have said, it will help you to scale, but you can't live in/house hack the property.Full disclosure; my company does DSCR and hard money for fix and flip exclusively and I'll tell you the same thing I tell all of our clients-exhaust the opportunity to use conventional financing BEFORE you dip your toe in the DSCR world. 

Anyone in the Charlotte / Lake Norman area working with a property management company they would recommend?

My first question that I ask is how many companies did you vet.

Furthermore, we've developed a program together with our Waco realtor/broker and a Fort Worth title company to sell up to seven 10+ acre home building tracts to raise almost $1M to be applied to the initial loan balance, including multiple closings the same day following our own closing funding 15%-25% of a required down payment as well as providing funding reserve for early months' loan payments during the 7-9 month rehab period.So we're positioned to go with our new venue once we're funded and get our rehab program underway.

In the event you were to proceed with what you are suggesting & there is a claim brought by a plaintiffs attorney, they will likely bring both the management company and the deed holder in as defendants making the litigation more complexed for you, the defendant. 

The Bank also communicates with the title company to order chain of title and require lender/title insurance. 

We used to do back to back closing with no money required but due to title company policies, lender disclosure requirements, and a variety of Federal and State laws this may no longer be practical.  

Gooseheads writes through multiple companies so they can search for a company to work with [email protected]

The company I had just got sold and the new coverage is not ideal.