Can I confirm with her now that she does have Covid to let the two men know they should quarantine.

Use ROI as a comparison metric not nominal cashflow.That being said, I wouldn't deplete my reserves to a point of risk.  

Hi Sarah, I have split the rent with tenants, and you are right it's not easy, however adding an additional fee to the rent to include the cost of heat or possibly installing electric baseboard heat in the units (contact an electrician to confirm the price of upgrading panels and installing) may be an option. 

So 2 months prior to the lease expiring you should reach out to the tenant and confirm if they will be renewing their lease.

Why doesn't reserve for replacement take care of that?....

We would be tying up all of our capital(including reserves) to do a deal by ourselves in cash.

The crew from REAFCO may be attending but haven't confirmed yet!

For most loans with multiple borrowers, Fannie Mae will no longer use the representative ( = lower) credit score to confirm mortgage loans comply with their minimum 620 credit score requirement.

Think 25% plus reserves and closing costs.

In our experience, the #1 mistake landlords make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.