I think a 10% premium seems reasonable for the time and effort to put it in.”

The one I managed to win paying big premium, had massive issues with inspection and had to back out given the cost math didn't work out.

These policies have a lower death benefit than the retail version, but allow for much higher thresholds for annual overfunding the premiums (while still growing tax free with tax free withdrawals via policy loans).

White Pages Premium for example?

The neighborhood has become a mix of rent-controlled, older market rate units, then premium, and super-premium rentals.

@Caroline Gerardo That doesnt seem too awful...the 4.5%, or 1.5% premium over owner occupied.

I know there is a program through premium on BP that helps you with that.

@Erik Sherburne This is being discussed in another thread.https://www.biggerpockets.com/...It was indicated there, one Lender saw the potential for a 1.5% premium for investor and 2nd homes over owner occupied rates.

Every rent payment service offers some type of premium service or uses credit card charges to make money.  

@Joshua McMillionYes, PMI is required on any Conventional loan when the LTV is higher than 80% (less than 20% equity).PMI can be borrower-paid monthly (that's what most people know about).There is also an option for single premium (paid in 1 lump sum upfront, instead of monthly).Also the PMI can be lender-paid by increasing the interest rate and the lender can pay for it using a single premium instead of the borrower paying it.