Get to know them and say you are looking for a primary banking relationship as you reposition to commercial.

Most Private Lenders won't know about those things so it is up to you to make sure they are accounted for.The real difference to me is Private Money is lent based primarily on the relationship between borrower and lender.

The clause does allow the bank to call the note because of such a transfer; however, a vast majority would not do this if you have built a relationship/partnership with the bank.

*this post does not create an attorney-client or CPA-client relationship. 

There may be an allowance because of your blood relationship.

I am having trouble understanding how the relationship between risk vs return actually plays out in real life because cap rates and valuations seem to vary so widely.

At the end of the day, success in Real Estate comes down to understanding relationships. 1) Your relationship with yourself, which means understanding your goals, strengths/weaknesses, and desired life balance. 2) Your relationship with other professionals.

Of course that is easier said than done, because that requires a business relationship and finding the right people you want and can work with is tough - lol - which is why people hire property managers!!!

No, not unless she and the buyer are contractually bound, which then means the business relationship has been papered properly and she is allowed to negotiate on behalf of and represent the buyer. 

Insurance, utilities, management fees, the cost to turn, how long it takes to turn, the cost to advertise, which ads work, foot traffic, closing ratios, trailing 12 months of operation, and then you need to know and have relationships with the top 3 controlling brokers in the market to find the best apartment stock within.Look, I am not trying to scare you here, but there are so many courses out there suggesting real estate is easy when, in truth, there is a lot to know.