Why spend thousands of dollars in points to get the rate down to 6.1%, if the normal interest rate is 6.1% in a year and you can buy it down to 5% or 4%, etc.Nobody knows how low rates will go, but with the fed signaling that they will likely begin rate cuts in Sept, it's certainly a good sign. 

My purchasing power can afford me a house down there and I also work in South Jersey (Cherry Hill) and live in central jersey.

A little background, I own about 9.4 acres in Hermitage, PA where I house hacked the property.

Cost of living is low and entry point for rentals and flips is great. 

I'm a fish out of water in this situation (this is my home, I don't do RE for income), so any possible approach to the situation is appreciated!

Both larger 5 bed houses near BSU. 

Thank youCash flow is gonna be very difficult if not impossible in Frederick county, you might find some cash flow in Hagerstown, though the most housing stock is just utter **** inside the city, I’d look to buy like in halfway or something where at least the housing stock is decent.

The fact that I didn’t have to house hack.

(many of my homes come in right around the 100k appraisal mark in which many lenders are not interested in Less than 100k loans)      -  Very low loan orig fees-  total bank fees Avg $1071 per home

Is anyone open to sharing referrals to a stellar property manager that covers South Tampa for my MTR House Hack?