@Bret Blackburn I agree with @Jim Shepard, dont allow her to go past May because you want the house to come vacant during the summer months when kids get out of school.

Travel, kids college, retirement in a warm climate in the winter.

We strongly recommend doing your homework before choosing where to purchase your ESA.

I drove it yesterday, the area reminds me of Salem, Lynn and a lot places surrounding when I was a kid.

Your kids, kids, kids will be rich if you do this right.  

Do your homework, perform thorough inspections, have a great game plan going-in and prepare for any surprises.

My reasoning is that I wanted it paid off before my kids went to college, so I was using my rental like a 529 plan.  

Young couples with kids and pregnant again.

@Stephen Dominick If you are getting into land I am also trying to work that niche due to a busy life with work and kids.

That market is not going away.I can't deny that there is a ton of money tied up in real estate around here, but I have to wonder if the aging tech crowd is going to sell out as they retire and take that $900k somewhere where it can do more for them than help upgrade from 3 bed to a 4 bed.Or, at the very least, I wonder if the kids are going to go elsewhere when Mom and Dad kick the bucket.As far as property values and salaries (and the 8x factor in Cupertino), I didn't say that idly.There is no ACS data for the last two years of salary data, so I made some pretty aggressive assumptions.