Do not buy into his program, he is getting sued for ripping of quite a few people. 

Removing that room would allow me to frame out a true master bedroom and even add space for a stackable washer and dryer insert. it would even give the home a bigger living room. unfortunately, the property is sitting on a crawl space foundation so I was thinking and hopefully, my mindset isn't too far fetched of maximizing the functionality of the space I have to work with.You're completely right I have come a long way to get cold feet. 

There is also transactional funding programs that allow you to purchase the property and close on the same day the person you are selling the property to.

I think the short answer is, there are a lot of lenders out there so it's worth shopping around.I'd consider talking to a mortgage broker instead of to a bank directly, as mortgage brokers are aware of multiple loan programs from different institutions, so hopefully one will be able to fit your situation.On your general question about one full time job vs. two part time jobs, as a general rule the more you fit into the "standard box" (look like most other loan applicants), the better.So while I definitely wouldn't say you're out of luck - I think there's a lot of money out there chasing borrowers these days - your options will definitely be more limited the more you stray from the "single full time job you've held for a few years, or at least in the same industry" model. 

Hey guys, so having access to MLS has given me even more access to certain software programs that can help identify absentee owners (in & out of state).

It's a specialty mortgage program for first-time homebuyers which allows for down payments of 3-5% and features reduced PMI.

Any suggestions on a free or low cost program/app to collect online rent payments from a 9 unit commercial building?

Last summer 2019 I sold my business with the intention of using the proceeds as a downpayment to buy a much larger cashflowing business, utilizing the SBA 7a program. 

For rentals, it doesn't seem to pay to upgrade kitchens and baths if the existing ones are functional.  

These programs are meant to help people get started in life, not meant for investors.