I will PM you a breakdown of financial terminology and loan programs that I think will help.  

The reason I went into such great detail about my background and current financial status is that I believe I have lots of potential to hopefully (God willing) become very successful one day.

I’m in the USA only because I want invest in real estate and achieve financial freedom...

We are quite close to zeroing out our liabilities, and attaining a strong financial footing from which we can begin our journey.However, I am vexed by the fierce urgency of now.

It is easy to get distracted by college life and kudos for you for taking charge of you financial future :)

@Grant Rothenburger, I don't think it's necessarily a lack of deals, but that everyone mailing to the same Absentee Owners.Investors in overcrowded markets need to look at alternatives like Seniors who have owned their home for 20+ years or Homeowners with low Financial Stability Scores (FSS).There's even a new list where you can mail to the children of the elderly homeowner - since they are the influencers.

I would just love the financial freedom as I feel like my husband works 24/7 just to pay bills and we barely travel.

My very first meeting with lenders, I had mapped various sample financial deals (one for each lender) from the biggerpocket.com calculator, printed them in pdf color and showed the lender that I had an understanding/command of certain business terms (cash on cash, IRR, ...etc). 

Hi @Lavette Pittman ,If memory serves correct, Sprout is an intermediary that connects you to the actual financial institutions that provide the funds, and they get a commission on you attaining those LOC.

Paying bills and recording financials.2.