Hi Bosko, it, of course, depends on the seller's situation.

Another option would be to get a low money down payment loan, but then they would have to pay PMI, unless if it could be avoided somehow.Applicant 2 aloneThis applicant would definitely not qualify for good interest rates but they could comfortably put a large percentage down, e.g. 30% ,50% ,70% depending on what they are comfortable with.Applying JointlyIf both applicants apply together would they qualify for interest rates as good and what applicant 1 could get on their own?

Depends on the type of loan and the lender..  

@Tim McLaughlin Maybe, I guess it depends on what it is.

@Christopher Moore I would say it all depends on where at what you are looking to invest at and in.

@Joseph Luce I think it depends on many factors, but as a father myself when I was looking for my home to purchase to live in it was the top of my list.

@Michael Gravallese, so it is really dependent on the jurisdictions overlay maps?

It depends on our own dispositions.While hunting for deals online,i stumbled upon a great opportunity.

@Sean Wilt  The answer to your question, it is high dependent on the city rules regarding STR's.

It all depends on the relationship.