Don't worry about those who may try to fabricate their application to meet your criteria, rarely does this happen if the tenants know you really will verify all the information and do thorough back ground checks.For me, there are other aspects that carry greater weight than a person's credit score or credit history.  

Tracking these securities real-time is critical. 

Because every aspect of the business falls on your shoulders.

I've truly enjoyed the building relationships aspects of this, and hope that will ultimately lead to success in real estate.

I have been listening to the Bigger Pockets podcasts for several weeks and have enjoyed learning different aspects of real estate investing.

Do some searches with Google and some searches for previous discussions about aspects pertaining to Florida here on Bigger Pockets (use the search box).

It’s critical information that gives us the opportunity to avoid markets that are hostile to landlords.

As for the housekeeper aspect, just give them a reference to your cleaning service, etc. 

If I have tenants living totally paycheck to paycheck then that reduces my chances of a paying tenant when things go south with any individual aspect of their financial lives (car breaks, job loss, reduction in hours, etc.)I own over 100 units and because of this mindset we only had one tenant with problems paying during COVID and because we look for qualified tenants we were able to be flexible with them to get caught up because the rest of the portfolio was supporting the bills. 

Exterminator  I know what I have listed is not a complete list and I probably have overlooked many aspects.