For example, I include a chart comparing the returns and risks between savings accounts, stocks, real estate.

(Applies to post-1986 tax years) 1) Taxpayers can treat expenditures made out of an account within 30 days before or after debt proceeds are deposited in the account as made from such debt proceeds.2) Partnerships can treat debt proceeds used for distributions as deemed to be used first for other expenditures for the busienss.From the tax planning perspective: Using 30-day rule: If you have rental operation partnership: You borrowed 100k You used that 100k to buy stock (50k) and as partnership distribution (50)Let says your business expenditure were 200k for the total year ( 0k were incurred 30 days before and after the loan was taken) This is how 100k is treated: Debt treated as operation of the business = 50k ( even though you used the loan to buy stock, you can elect the first 50 k as business expenditure) Debt treated as rental operation activity = 50k ( although you used the loan for partnership distribution, you can elect to treat the amount distributed from the loan as business operation because of IRS Notice 89-35) Note: If the partnership does not or cannot allocate debt to partnership-level expenditures, the partnership-level interest expense must be separately reported to the partners, and the partners must determine the treatment of the interest expense based on the tracing rules applied at the partner level.So summary, If you borrow the fund and use it to buy the investment property, let's say stock ( the interest related to investment property has limitation), you can still treat the borrowed fund to have been used in business expenditure to the extent of the actual expenditure incurred within before or after the 30 days of borrowing a loan to the extent of the partnership distribution made of the loan) to get favorable deductions for the interest as a business deduction rather than investment interest or passive activity interest.  

I have you seen the stock market? 

If something comes up that would cause you to need to stock some funds away @Dana Hendrix you can do that without having to worry about not being able to pay the mortgage. 

Business corporationStatutory close corporation Domestic LLC-Wisconsin Foreign LLC-non Wisconsin Service corporation-Wisconsin stock, for profit Close service corporationNonstock not-for-profit corporationThanks

And if that's all true.... and the rental stock stays the same (presumably it will in terms of small MFR) then how do rent prices not keep up with the home prices? 

@Steven Chraca you are doing the right thing.Depending on your short term and long term goals, eXp Realty might be a great fit for you. eXp Realty is very flexible, allow part-time agent and great mentorship program.Free stocks, Company Revenue sharing with the agents, 80/20 commission split. $16,000 CAP after that it's $250 per transaction, ICON Program and great technologies are few reasons why you may want to give eXp Realty a shot.Send me a DM or call me if you will like to learn more about what eXp Realty has to offer.Goodluck.

I made an additional $75,000+ my first year at eXp in company stock, revenue sharing and the lower cap.

It's strange to see my checking account balance, but the stock market seems much too high for conditions.

If you break it down by price point only including rental stock ($350 or less) its 6.1%.