Initially I started them on a year lease.

The increased traffic with the Speedway has increased business and my property value went up about 15% per our recent appraisal allowing me the option of pulling out my initial investment to use for other opportunities.

Your initial offer price was not a bad starting place. 

The initial points can be a little higher than a traditional Conventional loan, but that's the cost of doing business to being able to get a loan without proving any of your income.

At this moment, we have a contract on a condo that initially was to be a conventional loan and end up not possible because of the ratio.

Maybe offer a facilitator type service initially for a fee.

I didn't see how much you payed initially for your condo, so can't really say how much your PITI is, but my advice would be to re finance out so that you essentially break even monthly, then take that & invest in a section 8 multi family to balance out your portfolio.

The area is actively improving but that initial sale wasn't quick.

This is called the Tidewater initiative.

The building list price is already creeping up on ARV if anything I may loose money initially on the deal until the property was held for some time.