If we take 15% of rent (2300) for above items = 345.

Not bad if I do say so myself.Stats2 Foreclosures , 5 Short Sales, 1 Traditional Sale3 States (CA, SC, VA) 4 Cities (Hanford, Lemoore, Virginia Beach, Summerville)2 VA loans,  2 Owner Occupancy @ 5%, 1 Convention Rental @15% 2 Conventional Rental at 20% (Completed a Cash out Refinance in Dec  to buy #8), 1 Conventional 25%It has been an amazing ride and I cannot wait to see what the future brings us! 

Generally, purchase money mortgage loans and traditional refinancing transactions facilitated by covered entities are covered in the AML Program.

I was discouraged that traditional banks required 2 years of taxes so I obtained financing from private lenders.  

These cards are never used to purchase items, they are only used for taking money.  

However foundation and roof are your major items to look at. furnace you want to be 15 yrs or newer, I just replace and have new now, less hassles.

I know seller financing is a bad option, but what about lease to own, or just a traditional sale if we put it on the market?

Dollar for dollar, life insurance will provide 2-3 times the income of traditional wall street investments.

My goal is to create enough cash flow through rentals to leave my traditional job behind and focus on real estate full time. 

Currently pre-approved for a traditional mortgage (FHA pre-approval planned) and have a good idea of what I'm looking for.