We work with a lot of seasoned investors and help guide a lot of new investors entering the greater Indy market.

So your "coming up with the cash" can't be mattress money, it needs to be legit seasoned funds. 

Then, you go to refinance it, and if your bank doesn’t have a long seasoning period, you can get a 70-75% loan on the current market value of the property.

STR units provide competition to hotels, especially during peak seasons/festivals/major events, which redistributes profits from hotel stakeholders (who are often not local) to locals.

As a seasoned investor, my job is to make the seller understand that they are dealing with a seasoned professional and that I offer them certainty.

So I have a question for all of you seasoned landlords.

Your money should be seasoned for 2 month in your bank account.  

But the OP is looking for their first deal, AND lives in Dallas.Sorry Englewood might have some opportunities for a seasoned investor who knows Chicago.  

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Seasoned investors will likely be more familiar with that form than yours.