Would love to help out even we're all stuck at home because of the virus.Cheers and keep safe,John

But basically, if you are funding fix & flips or doing transactional lending it isn't all that hard.

But when you get ready to buy, you'll pay whatever they ask to the best, most experienced broker in the area to make the transaction successful.

I got to know the Louisville area very well during my life, but do not know anything about the Columbus area; popular, growing, safe neighborhoods etc.  

OMG, a long list, @Joshua Thompson.Schedules C with zero income and large expenses, particularly interest, taxes, and repairsFlips reported at gross profit instead of full selling price minus cost of goods soldFlips reported as short-term capital transactions on Schedule DSchedules E with zero income and large expensesSchedules E with repairs several times higher than the rentMissing depreciationLosses from rental properties or K1s not showing up on 1040 (not always a mistake, but often is)All expenses grouped into some $40,000 "miscellaneous business expenses"Missing deduction for use of a business vehiclethere are another 20-30 very common errors and oversights, soon to include the missing 20% QBI deduction.

This is about your risk tolerance, no one can tell you the "right" answer but yourself.Putting 20% down on a primary residence is a safe bet.

I also plan on installing key phob entry for the lobby, and some security cameras in the common areas to better secure the property and help the tenants feel safe.  

It'll be a business transaction. 

I am an attorney with some real estate brokerage transactions under my belt. 

For one, it's not safe, and two - you have to REALLY know what you are doing and have nerves of steel to be able to start realizing high cashflow (on paper) that type of real estate provides.You don't have to go far into these forums to hear horror stories of class D real estate, and the most successful people here try their best to steer people away from it.