I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.

They also have there own set of rules for processing redemptions, etc. and you may or may not know, OK City n Tulsa just completed their sale.

I have been talking to a Fannie Mae lending partner and was told the area only supports 75%LTV and with the minimum loan amount, would need to appraise for over 1.33M to qualify.

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Is there a set time or rule that banks use? 

There's no rule but I'm imagining you'd want to cover a month's worth of expenses if left vacant in January.

Look at the 50% Rule cash flow.  

I understand it will depend on the condition of the house but is there a general rule for that? 

Please reach out to our support team. 

Home builders have pulled back to support levels and I expect a big bounce in the next month.