I found a mistake my cpa made last year related to REI (it was a simple one but it happens) This year I found a tax break I’m pretty sure I can use in the future that I would guarantee you he hasn’t heard of.  

If you expected an appraisal of $187K, and it appraised at $155K, that's a pretty big swing. 

@Lynn Currie I've never done it before, but looks like you have it pretty much figured out.

@Patrick Fraire they are actually pretty close, I wish they would include their methodology though because some people count management and others don't and that can be a big difference.

I'm currently banking with Bank OZK (formerly Bank of the Ozarks) and pretty happy with them.

There's been some pretty big shifts in many markets going on since 2007 whether it's changing demographics, the nature of jobs and work (i.e.

Pretty ****** return IMO for 5 properties.

That can be pretty costly.

@Michael Mendoza If you use zillow and realtor.com you can usually get a pretty good idea of what the ARV would be.

@Alex Young - those are pretty standard in any state.