You're comparing apples to oranges.If we're not on the same page at this point I'll have to bow out. 

It's best to provide the exact numbers shared by your current insurer so the other company can compare apples to apples.Insurance can be higher on a vacant property because there's nobody to watch it for broken pipes, break-ins, etc.

I am disappointed with the lack of communication, but they are under contract for another 3 months.

@John HickeyYeah I can understand why there are, it can be tough getting started if you lack knowledge and the capital to get you through the first deal.

However when one lacks certain things needed to complete a deal, they look for partners that can offer such things.

The main issue I have while creating the website is a lack of an MLS in the country, with no listings being accounted for in a system. 

You have something they lack: full-time employment, with other people, who also have money and want to invest in real estate (whether they know it or not).

@Christopher Phillips If I'm interested in a property, and in this case the broker is the seller who listed it as a cash only purchase due to lack of comps, is it worth the effort of trying to find an appraiser who's willing to accept a similar-enough property to complete the appraisal? 

I am so excited to begin this journey, but I currently lack the tools to confidently execute deals without any legal issues (especially when dealing with such large NYC deals). 

Some have found success in Fairmont/Clarksburg, but same story with the lack of multifamily properties (some in C/D areas).I am interested in different areas that cash flow well, but still on the lookout.West Virginia is an interesting rental market for sure.