My hero on this Is @Steve Vaughan  how to boot strap then kick off the boots by the fireplace Entrapranuers come in many flavors.. and like with anything... fall out is huge the ones that make it can be the most successful of all monetarily.

Our monthly payments are $907, but we are waiting for the homestead to fall off, so I am not sure what the true mortgage will be.

I don't think it's a big deal really if you stick by the books, many agents do both, and if anything you have your broker/insurance to fall back on :)

He needs to sign a roommate off lease agreement and she signs that also, and the security deposit is listed as it stays on account with the remaining tenant.FYI,, in MN a person with a Domestic Abuse Case can give notice and basically vacate FAST, with proof of the case regardless of lease term, all that's required is that rent is paid up until date they leave, no penalty. ( if I remember correctly).Which stinks for landlords.. but protects the victim from continued abuse and the abuser from finding out where they moved to, and keeps them from returning to harass. 

An example would be a slip and fall on a snow covered sidewalk that you should have shoveled.

I have been working on one of those very landlords since the fall.

If the deal is good enough, the rest will fall into place if you have created the network. 

Money always makes people come around, if not walk away there will be another deal tomorrow.I am in a similar situation, negotiating with a self managing seller since last fall.

Their product is the Seminar - - students get trivial cookie cutter info in return and walk away ASSUMING this is easy stuff - - only to fall into the pit of all the details they did not learn before plunking down the 40k.

The policy has no deductible, covers if the dog scratches, nips, bites, causes a fall to both humans and other animals.