@Lewis Daniel this may not be what you want to hear but google is possibly the best trainer available right now… and it's free!

Google Sheets FTW, here plug in the numbers and see if that DTI box is red or green, boom there's your answer.You will spot a REI non-friendly lender in about 2 seconds when they start telling you about how the rental income from the property you are purchasing needs to  be on your tax returns to count that rental income.

yes. i thought NJ and NY markets are the same. it was the news all over in the world that attracts homeless to NY that the city using taxpayer money to house them. it's $2000 per person a month. google any NYC pay homeless, tons of news. non paying tenants, paying homeless....http://www.dailymail.co.uk/news/article-3995098/Ne...There was a news few years back that NYC panhandlers who own a few condo apartments by putting dirty make up on without getting haircut or some with a dog. this is one of the news even on International Business news.http://www.ibtimes.com/how-much-do-panhandlers-mak...no offense, why we want to invest real estate?

Hi @Sam Wilson,Google search "poorest zip code in [state name]" and find out who is doing mortgages there.

I tried multiple google searches but nothing regarding regulation is coming up.

Google and download an As Is contract for your state.

Sit at home and get on google earth .

Definitely a lot more than many, but I do deals which are directly traced back to here, either from people I meet on the site or who find me via a Google search and a BP thread comes up.

There are tons of templates in google.  

Research here or even Google on how to market for RE deals.