Can you imagine the out come for a Realtor and Broker for disclosing client information.....does that even pass a sniff test????

If it doesn't pass this first test then you want to consider other alternatives.

I installed the furnace myself and ran brand new black pipe to the furnace and did a pressure test myself.

I found a few websites that claim to offer it but I am not sure if they are just offering prep for the FL test or can you truly get your license online?

A $1M umbrella costs $300-500 per year, that is a lot cheaper, easier and more proven than elaborate equity stripping schemes that will probably not pass the smell test if dissected by a court.

There is, however, the Golden Mean at which you deffinitely can acquire an asset that will withstand the test of time and yet throw off plenty of CF today and in the future.

This will help the formula to reflect that a medical doctor would have a higher hurdle compared to a short order cookPutting it to the test with some made up numbers.

Other than just passing your test, there will be other requirements to open a "brokerage".

It takes years of experience working in construction to qualify to take the test for a Class B license.

If you meet the four parameters of the Howey test, you are treading on thin ice.1. investment of money due to2. an expectation of profits arising from3. a common enterprise4. which depends solely on the efforts of a promoter or third party.If your deal looks like this, then you must register or use an exemption, especially if you have solicited your investors using the mail or the Internet.See SEC vs W.