I have had "captive" borrowers that wanted money FAST and they were willing to pay a lot simply because they can get it, they might not have a lot of time to shop around, and...it meets their needs.John ThedfordNaples, FloridaBTW...my RE agent just told me the IRS charges 23.98% interest on back taxes due!

You certainly should shop around because those origination fees seem ridiculous given the information you have provided.

As a side note, it may not be a true FICO score that TransUnion is providing you.

As a side note, you probably already know this, but the numerical score provided by TransUnion is not your true FICO score (which is what you want to get).

I would call an insurance broker and have them shop around for a good deal for you.

Then, if the answer doesn't ring true (like the politician who "wants to spend more time with his family"), or if it turns out clearly to be false, then you have your first red flag.re: financials, start by asking for the usual suspects: The actual current rents, the basic lease terms (expirations, renewal options, if any), and the operating expenses.

This can be true; but, I've seen the value both rise and diminish, depending on the scale of the proposed project.If you decide to sell, keep in mind that the inquiring agent will undoubtedly expect you to pay the commissions, thus affecting your overall cash to find a larger abode.As an added note: My daughters survived a small house; and, the wife and I are quite comfortable now and don't need to "downsize."

Another option is to rent the garage seperately from the house for storage or a work shop.

That is also true with a multi-housing project, but not as great.

I looked at buying one of the big machines but with purchasing outright or leasing the savings were not much at all versus getting the job completed at a print shop.