WHY CAN'T I GET AN INSURANCE QUOTE ON MY RENTALS!!

[Jennifer Handlin]

Why is it so hard to find an insurance agency that can provide insurance for 9 rentals in LLCs, umbrella policy for all of them and do this with in a reasonable cost? Im am better off keeping my properties out of an LLC and not putting them together with one agency. Why does it cost more to have LESS coverage if you go commercial? I get more coverage for less $$ if there not commercial, BUT I want the umbrella policy. Anyone with experience navigating though insurance and hours sitting on the phone trying to beg someone to quote my biz. Thanks!