I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

If you are @ $50k and ACV, then that is not a good rate.

Or everyone's favorite: "expand your cap rate 10bps every year you plan on owning".  

Hi guys,We have a home worth 650k, we owe 350,000 in a place where we couldn't afford to sell and buy another property (got in 2021, the 2.8% interest rate and before the crazy NW boom in Idaho.)

Hello,I bought a new primary last year and rented my earlier home as I am able to cashflow $200 per month (this is thanks to 3% interest rate).

There are very few lenders willing to do below $100k, the ones that do it offer a slight higher interest rate.

I see owners want summer rates in winter.

We have a portfolio of market rate and affordable properties in MN, expanding into IA as well, I'll shoot you a message, love to connect.  

@Jonathan Jones I know of two subject to deals in middle TN at a 4-5% rate. 25-35K entry fee.

Investigate rental revenue prospects, market trends, vacancy rates, and regulatory issues in possible investment locations second.