Once I stepped out I was able to find a mentor and things progress quickly from there

So quick low down on my goals.

The numbers he projects on a return are quite promising.

Thanks for the quick feedback,Refinancing would save about 60k over the life of the new loan compared to the old load with the PMI, I also spoke with my current lender and there isn't much they can help with as far as the current loan other then refinancing, there rate seems high compared to a few others i talked too, so i will definitely shop around a bit. my next question i guess would pertain to these seemingly scam like letters i get and ads that pop up that go something like " under president obama you can refinance out of your current loan and cost you nothing if you owe less than 679,000" obviously nothing is free but are there programs like this?

For example, if you are looking to connect with other members near you, want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could start your search here: https://www.biggerpockets.com/search/usersI really like the alerts feature that can quickly guide you to current topics that might interest you: http://www.biggerpockets.com/alerts

I was doing the cash in/out math on the BRRR method manually to get a better idea of how it's all calculated. The last piece I don't hear much about but came to realize is in the last R, you have to schedule/plan for ...

Quick question I was thinking to myself but I really wanted others opinions on the matter. 

Our prayers are with you that the surgery goes well and she recovers quickly."  

I know there was at least one poster that was using peer to peer loans but I believe they were refinancing pretty quickly into a regular loan as the interest on those peer to peer loans is too high .

So some quick advice would be to focus on areas that either have no interest or future interest in regulating STRs or areas that already have established policies that are working for them and that have reasonable qualifications to entry.