Need to refi out of FHA, looking for advice

[Colin Foley]

I'd really like to drop my PMI. I acquired my property at the end of December in 2014. I constantly get letters telling me to hurry up and use programs that aren't going to be around forever, Personally getting letters like this all the time make me think they are trying to push something on me more then help me. Does anyone have any advice as to whether any of the programs or letters are actually trying to help me or if there is anywhere i can read more about what i could do?

Appreciate anything to point me in the right direction. I just want to have a little more education instead of going down the wrong road(if there is a wrong road)

[Harjeet Bhatti]

@Colin Foley You have to check your equity position if you think you reach at 80% you can refinance as conventional loan to get out from MI.  You have to do all your calculations and see if there is enough equity or you have to bring the difference between appraisal value and loan amount.   You can call your current lender If they can offer some thing which can save money and time for you.