What to do in this situation? Tenant needs help?

[Joshua D.]

Dear Josh and Jordan, Its Misty from your 40 Paisley Ave rental. I'm writing because I'm having a complete nervous breakdown about some news I've gotten recently. My mom, who not only cosigned to help me get approved for this home, she has also helped me out in part with my rent, and has been diagnosed by her doctor, after dealing with some stomach issues, that not only does she have some type of colitis or maybe something more, further testing is needed, but, she also has 2 holes in her heart, that will require surgery, and in turn will need to take medical leave from work beginning July 31st, which is the day of Her surgery. This all happened very suddenly, as I mentioned previously, that it was her stomach that was giving her trouble, we were all thrown for a loop learning it was her heart too. In short, i unfortunately, just simply cannot sustain the entire amount of the rent on my own in addition to the utilities, and after exploring other options on my end with no answer, I needed to turn to you guys and just be honest, I don't know what to do. Im literally a nervous wreck About this situation especially since school is right around the corner, and knowing that we have a binding agreement with the lease. I'm hoping that you guys may have some options for me. I read subletting was mentioned in the lease, I'm not exactly familiar with all of this renting/lease jargon, or how that would work, or if it's even an available option, I'm just in a desperate situation at this point. I truly am so very sorry, I'm just in the worst position, it feels. I'm really worried about this, in addition to being worried about my moms health, I'm a mess. Please let me know what I can do. I appreciate everything. Thank you. Sent from Yahoo Mail on Android

[Brian Ploszay]

The human aspect would be to help her.  But I've heard every story in the book.  In truth, she is bringing her economic and personal problems to you.  Your relationship with this tenant is a transaction, nothing more.

I'd let her out of her lease, if she leaves.  The lease is in full force, and payment is expected, unless she vacates within 30 days.

Two scenarios will happen.  Your tenant will solve her own problems and stay.  Or they will start to default on the full rental payment.  My advice above is just to proactively get rid of a problem tenant.