Walk before you run.Learn before you commit.Learn and understand your strengths and weaknesses prior to any endeavor.I would highly recommend you first work for someone prior to jumping into the deep end of the pool.

I am sure that there is a spectrum of risk that we could all chart ourselves on and therefore I am not looking for right or wrong answers to this but am curious: How much are you keeping in reserves for each of your rentals?

I have an initial 100k and wanted to make a relatively conservative investment without muddying my hands too much ie I'm looking for a reputable RE company (public/private) in AZ - preferably Tucson) with a successful track record who'd take good care of my money and allocate it into some form of investment pool.

No credit cards, but bank to Dwolla to your bank.The thing that makes me uncomfortable about Dwolla is that your funds go in to someone else's "pooled bank account".

Less so now that the money is in a pool and the broker and his company deal with more of the day to day issues (which does reduce the return.)

more in renovation costs on the front end (like putting in-unit washer/dryers) and nice decks, but at least I get the best tenant pool that way as well.

Its a condo on the beach 2 bed 2 bath with the amenities: pool, spa, fitness room.

Most banks, especially small community banks and credit unions would not even have a pool of 300 loans to sell, that would be upward of $54 Million in balance depending on geography.

If, however, your capital pool and deal size are roughly in the same proportion you’d probably want to have the money completely organized first.

Between the condo association handling the outside and common area maintenance (including a swimming pool and some other amenities) and the on site manager, nearly everything is handled.