What’s everyone thoughts on this ? 

I made and mailed all my yellow letters by hand to cut and save on costs.

It is also a higher quality contact because you can confirm if you're actually reaching the owner.Mailers take up less of your time (aside from ordering and distributing), cost more, and are more challenging to track.I'd start with calling then add on mailers.Best times may vary but we find that we get the most people on the phone 8am-noon and 3-7pm.

Any tips on how to identify markets for long term rental income?

Technically if they called the note, would I be able to get a better rate on the next loan?

I looked at Law Depot online but that template won't work for us as it requires an interest rate to be input.

There's Bakerson - Ruben Greth, that usually focus on much shorter holds, 12-24 months.

Im a college student currently working on my capstone project where Im aiming to build a property management software.

Lets say I close on a house in April 30 and am charged the local taxes on the closing statement from Jan to April.

On a 400k loan thats 20Gs