To me being an agent for all these decades .. its a lifestyle choice .. its not a job per se. mainly the more successful you become as an agent the busier you get.. there are so many perks to being a successful high producing agent FAR in excess of just the commission income. 

SummaryKenneth, if you follow the process outlined above, your odds of constantly buying properties that provide a highly reliable long-term income stream are excellent.

I have excellent credit (800+), excellent DTI, stable work history, and plenty of equity and am only asking for a 30% LTV cash out.

@Pete PerezReturn on Equity is an excellent metric for you to look at in this case.

I would appreciate any experienced real estate investor who can help me make a good choice.

We now have an excellent handyman who provides detailed receipts and photos but most other service provides don't.

or is there other options that would be a better choice?

(must live in it first and hope to only live for a year before moving to a home for my partner and myself)Anyway I am trying to sort out an excel spreadsheet that has - a list of properties- what they are listed for- what I would like to get them for- rent- rate costs and extra expenses- loan repayments- monthly and yearly income- and ROII am just having a bit of trouble understanding how I work ROI out.My first example is 50k of my own money with a yearly return of $1872Do I do 1872/50000?

Hopefully you don’t have a problem around the entire house, which I have had before, and my only regret was not peeling it away all at once to manage.I’m happy to help talk through this stuff with you if you need to speak with somebody on the phone that can at least help you think through your choices.

The investor is interested in the Darby, Upper Darby and West Philly market because of the low cost of entry, high rental rates and excellent appreciation.