Finally, even though Indianapolis University is small, it's always good to have a great institution nearby.

Currently I am trying to get through the process with Flagstar but I am hitting a wall with my DTI and they are stating they are unable to use the income from Airbnbing as part of my income even though I report it.Any help is greatly appreciated!

I will be the assistance you need me to be here in the states for you.

Only other feedback (not that you asked) is to put the bikes in one of the first 3 photos and even the title.

@Jim Doyle- thanks   1) consider increasing the purchase price by the amount of the elec and roof  work that needs to be done  and then assist  seller with  getting the work  scheduled and completed  ( as this will be required to be donw before closing ) ..this way the  seller  is technically  paying for the  repairs  and they wont lose  any  proceeds ....they will pay a little  extra  wa state sale excise tax  but  that  wont amount to too much  2)  consider  putting less down  and using some of your funds to pay for  the repairs  ( or part of the repairs )   3)  consider using a rehab loan  4)  consider  keeping the price  where it is and asking for the sellers to complete  repairs  (  this likely wont happen)  5)  get roofer and contractor  estimates and get them  lined up to do the work asap  as it might takes  weeks to get this scheduled / done  6)  ask seller for  extension on closing date if the  work  will take  longer than 10 days ,,,Good luck

But I do know that people often spend thousands on a beach house for the week, and depending on its proximity to the water, will pay even more. 

They have 0 incentive to let contractors in once you take ownership, and the current owner has 0 incentive to assist you with them once you close. 

However, I think this number could come down even lower after negotiation.

they may not be willing to even do that.

But even those reluctant buyers might be ok w/ hoa for the perfect spot, right amenity etc.