.- We charge 3 points for the 6 month loan program, but we require 5% of the total for purchase and repairs down.

There's just no consistency in the program.

Do they have programs for these type of houses?

OpenDocument --This site provides the approved lease for an apartment or unit in a multi-family rental housing, as well one for single family home or duplex FL Landlord Tenant Law Chapter 23 Part II, Residential Tenancies: http://www.collierclerk.com/pdf/civil/ResEvictionCahpter23Part2Hope this helps you out!

A Broker requires all agents to use the NAR approved forms to keep themselves legal.

You will become wary of "stamps of approval" from agencies claiming to rate the quality of any investment.

Negotiate some killer short sale deals and if you can get the banks to accept some of your offers, I would think an investor would love to take a bank-approved deal off your hands provided the price is right.

I did take advantage of the first year homebuyer program and after 3 years as my primary residence, I don't have to pay the first time homebuyer refund back.

Best case: They come, look (or not), find it ok, give you a virtual slap in the face while you play the dummy innocent novice, and they approve it.Worst case: They put you on chains, have you bust up the concrete yourself, and practically have you rip it all out and redo with permit and licensed plumber, plus fines.Or anything in between.

I see payments required of under $100/month, no alcohol, and offender aversion few day program.