Any advice or tips would be greatly appreciated.

thanks@Christopher Phillips it’s a smaller hard money portfolio lender so they actually got back to us fairly quickly and seem to have a pretty good grasp on the actual properties.

So my expectation is that went a loan comes due, I'll have the funds to pay it off in full, and if I do not or would rather not - I shouldn't have any problems refinancing with the same or alternate lender.Plus, if the property has appriciation during those 10 years or is a 5-Unit (or more) multi-family that has been maintained and managed well (increasing rents), it should be worth far more than owe'd, further making it easy to refi.

All really good points and tips.  

I don't know if I am right about them not having an office, I didn't do further research. 

What other tips do you have for me?

The BRRRR calculator takes it a step further and shows the results you get all the way until after the refinance. 

If you go further inland, you run into economically depressed areas. 

For those of you who use Podio/Pipedrive, what are some tips and tricks you have to share?

What are some basics to consider in this and any hint/tips/links for more resources to look into or podcasts on this?