Summing it up...put 20% down to avoid the PMI, and refinance with HELOC when you need the cash. hmmm, the HELOC is definitely some interesting food for thought.

Honestly 7 months ago I went to my first food bank because even with government assistance I could not feed my children...I honestly was sick to death... having three degrees and no drive to do better for me and my children...I was stuck...until somehow i began to watch you tube videos over and over ,day in and day out...I did this for for 6 months...Thats all i did. until finally I said I can only watch so much ...I have to do it...I put $17 in my gas tank(all I had, I did this instead of eat three times a week) and drove to a meet up in Charlotte.

Just some food for thought!

@Michele G.Just some additional food for thought - did you inherit from a parent or grandparent such that exclusions were filed to save the property from reassessment from property taxes when you inherited it?

Personally I know people will disagree with this but, at 15 do not get a job working in fast food.

For two main reasons: 1- I’m not sure it will really provide long term benefits to the tech firms jumping on the bandwagon now 2- I’m not sure how many employees will ultimately like it, after the forced-Covid-novelty wears off. i.e. it’s hard to get all those cool tech co benefits like free gourmet food, gyms, awesome office spaces, etc., etc. piped over a zoom meeting.As for WFH effect on the Bay Area, keep in mind that when people work from home, their direct environment becomes MORE, not less important.

and all kinds of kitchen waste crap was spilling into the common wall.Several times the toilet won't flush, and it's in the main drain, I went to investigate and have it snaked from the common roof stack to clear the blockage.Roach infestation issues (most likely caused by the broken DW drain hose spilling food waste into the wall) happened along that common wall, I went over and did pest control.I can go on and on and on.Whenever there is an issue, it's always up to me to handle, because he would ignore the issue, or simply tell his tenant he is "out of town at the moment." 

-Recent graduate who studied Social & Economic Development and Urban Blight-Excellent credit score-Total student debt is under 30,000-I live with my folks and do not pay for rent/food- I have savings- I know what I want to do with the properties -- I know which areas I want to invest in/ target -- and I am determined, capable, and able to research...Any advice would be greatly appreciated! 

That's something I could pass on to the VA too.Think of it as being a chef and having someone prep all the food before hand.

People don’t sue people that qualify for food stamps.