Should I try to get them to extend term to 24 months and drop the origination fee to 1%?

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Heather,New headline for your STR: "Awesome place for hearing impaired individuals"That said, IMO every guest would complain, give you low ratings, etc. 

Some states allow tax and fee free transfer between spouses.

Hope the property value will increase when rates eventually decline.2.

Hi, I bought my primary home a few months ago with only 5% down with a great interest rate.

We will usually comp cleaning fee or give gift cards to local restaurant to comp any legitimate issues.

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Or would a non-voucher / market rate tenant pay $2,800 to $3,000?

There is no additional fee for any of the payment services like ACH (except credit card - which the tenant pays for if they use one of those).