The duplex seemed harder to positive cash flow off of than the 4plex

Having MLS access is definitely something I consider a huge positive about being a real estate agent.

Besides soaking up as much knowledge as BP has to offer and attending meetups (both of which I'll be ramping up) what other advice would you give someone in my position? 

The bank is taking a serious risk going second position for the remainder of the value, a slight market change would put them underwater. 

He shouldn't have materials for the kitchen in his position. 

Title companies use both Texas Tax Code provisions and case law to support their positions on title insurance underwriting.

I did this very early on in my life and it positively changed my live path in a few ways. 

If she responds positively, see if you can't find a more affordable rental around that she could apply to, maybe? 

I don't think you realize how much positive impact you have on the "little folks".

Interesting in my 30 plus years of HML lending I have never made a loan subject to a judgement.. you as lender would be put into second position and the Judgement holder could if they wanted to do a sherrifs sale and wipe you out.. the real benefit to me is landlords pulling credit..just my experience and who I write my escrow instructions..