The buy down would put me at $550k remaining on the note; leaving a delta of about 150K year 5.

If you aren't trying to do the same thing as me at the same speed as me with the same risk as me, what I would do in your position quickly becomes irrelevant.

Hello All,I am starting out building a real estate investing company (typing up a business plan, etc.) and was wondering if any professionals out there had feedback for the tech that helped them stay productive.

There was a lot of meat on the deal, so the bank was very willing to make it work!

It is amazing when you prepare prepare prepare and, when you FINALLY take action (took me at least 4 years to get started), what opportunities present themselves. 

I've noticed quite a few different types of loan products that used to exist recently are no longer offered so it would be good to talk to a lender to see what options you have currently. 

You will need to clarify details with your lenders but FHA and first time buyer loan products are typically owner-occupant loans, so may not be applicable in your plans.You also mentioned contacting a Realtor in California- they should be able to help source out a Realtor in Boise to help with any purchase there.  

HI @Curtis Piper, the success or futility of this will depend on what type of loan product you're looking at along with the current status of the property. 

The appraisal was based on an income approach which takes the final product proforma NOI and divides it into a trading cap rate indicative for the area to arrive at a future value. 

I have this loan product available still, but I’m in California.