Next step: we were going to transfer the house to the LLC, but quickly learned that there is a transfer tax in Philadelphia (4%), which will cost us thousands and make it a non-option right now. 

This is going to hinge a lot on where your family is on the wealth transfer continuum.  

I have a relatively minor history in real estate, but I interned with Colliers International, the commercial firm, my senior year of college.  

Companies like holder,Balfour Beatty, turner construction are always hiring interns.

Of course, this will probably piss them off, but if you aren't able to do business with them anyways due to their own internal overlays then what can it hurt.

Just some other important information I have owned the town home for 7 years lived in it the for the first 20 months than was transferred by the military to Hawaii than followed by Virginia.

Right after graduating, I apply to community college for two years and transfer to a UC school to get a bachelors degree in somewhere around business. then possibly become an agent or work somewhere else.

They can transfer their subsidy approval to another building, but other than that our county doesn't offer any other help.

You can buy in your name, close financing and then transfer into an LLC too.

There are a lot of internal fraud checks that are done, and this would be caught on that.