Financing for second home investment property

[Frank Salas]

Hi I would like some advice on trying to finance a second investment property in Massachusetts . I currently own a 4 family property witch I financed with a FHA loan. Now I am currently looking to buy a second multi family property using a conventional loan. The lender I am trying to go through is telling me I will need 25 percent down, 6 months reserves on both properties and can not receive a gift of any amount for the second property. If anyone has any advice on how to finance my second property or knows a mortgage company/bank that has better guidelines I would appreciate it!